Loop texture on a transparent background.

Matched Savings for Adults

Next session: Mon Jul 8, 2024

Save Money. Manage Your Finances. Reach Your Goals!

A small glass jar with a label reading "savings" sits in the foreground, filled with coins, as a person in the background adds another coin to the jar.

We know that managing and saving money can be hard, especially while living on a low income. Momentum has been supporting Calgarians to manage their money and build ongoing saving habits for more than 20 years. We can support you to start saving your money and working towards your financial goals.

Matched Savings programs are asset-building programs that support you to learn financial literacy skills and for every dollar you save in the program, Momentum matches it at a ratio of 3-1.

How does it work?

Save money and build a habit

  • Build the habit of saving by depositing up to $50 each month in your own bank account.
  • We support you to achieve your savings goals and keep you accountable.

Learn in class and manage your money

  • Come to interactive and non-judgmental financial literacy workshops with people in similar situations as yourself.
  • Together, learn about budgeting, credit, debt management, assets, and other important topics.

Earn matched savings and put it towards your future

  • For every one dollar you save, Momentum matches it times three!
  • Use your combined savings to improve your future through assets like education, tools for work, RESP, RDSP, housing, and more.

In a five-year reach back survey, 92% of our program graduates said they are still saving money on a regular basis. On average, participants walk away saving $110 every month.

If you are 24 or under you may be eligible for our Youth Matched Savings program! Learn more.

Matched Savings Program Success

  • A family gathers in a cozy living room, while a young child holding Duplo blocks plays and laughs with a parent.
    "I feel like I have a better understanding of my finances. I’m not stressed out and I feel safe now."


    Financial Empowerment Program Alum
  • A man with a goatee smiles, standing in front of a green tree.
    "I'm looking forward to the future, and I'm seeing what's ahead of me. And for the first time, I'm not scared of it."


    Financial Empowerment Program Alum

Income Criteria

To qualify for this program, your household must be living on a low income, below the following cut-off chart (before tax).

Household Size

1 person





2 people





3 people





4 people





5 people





6 people





7 or more people





Frequently asked questions

When does the Matched Savings program start and how long are they?

What can I spend the matched money on?

Am I guaranteed a spot in the program if I apply?

What do I have to do to participate?

I don't have a job right now. Can I still apply?

I receive government benefits. Can I still apply?

My money is limited right now (eg: no money to save or have some debts). Can I still participate in the program?

Is this a scam? Where does the matched savings come from?

Can I take the program more than once? Can my partner/spouse take the program too?

What you will get from this course

  • Close view of a person's arms pressing a button on a calculator and holding a document, with a computer keyboard out of focus on the foreground.

    Take-home resources

    You will be provided with planning tools, worksheets, and other resources to support you on your journey.

Is this program right for you?

Do you qualify?

  • You are over 18 years of age

  • You are a permanent resident or citizen of Canada

  • You live in Calgary and area (or if you are Indigenous, Inuit or Metis living in surrounding Treaty 7 territory)

  • You are not full-time student (some exceptions apply for: English language courses, upgrading, employment training programs, etc.)

  • Your household is living on a low income, and it is below the income cut off in the chart above (before tax)

  • You have a net worth no greater than 50% of the Income Criteria stated above (some exceptions apply)

  • You carry debts amounting to no more than 50% of your total gross annual income (some exceptions apply)

  • If you have questions about these qualifications, scroll down to contact our Welcome Team

Next available sessions

Next session: Mon Jul 8, 2024

Financial Partners

  • United Way of Calgary and Area logo on a transparent background
  • Family & Community Support Services (FCSS) logo on a transparent background

Community Partners

  • Aspire Calgary logo on a transparent background

Contact our Welcome Team

Our knowledgeable Welcome Team is happy to support you. Please contact us by clicking our Contact Form below, or by walk-in or phone. Form inquiries will receive a response within 3 business days.

Contact Us

Matched Savings for Adults

Save Money. Manage Your Finances. Reach Your Goals!

Dates vary

Part time

Daytime evening

Lower income, Indigenous, Program graduates, Women


In person, Online

Subscribe to Our Newsletter