Financial Literacy Training

Momentum’s Financial Literacy Training provides the tools and training required to deliver foundational money management education.

This curriculum has been designed for use by staff of not-for-profit community-based agencies who work with people in or at risk of poverty. Momentum has been delivering financial literacy workshops for over 18 years to more than 25,000 individuals.

What makes the curriculum unique?

  • It’s all in the delivery! Based on comprehensive front-line experience working with individuals living on low incomes
  • Foundational nature of the curriculum and plain language tailored to the unique needs of individuals living on low incomes or experiencing other barriers
  • Activity-based approach provides an engaging environment to learn about a challenging topic
  • Five modules cover both the technical and behavioral components of financial literacy, increasing the chances that your participants will be able and willing to make the changes in their own lives

What you will learn in this training:

  • Foundational financial literacy education
  • How financial literacy is used as a poverty reduction intervention
  • Adult learning principles and facilitation techniques using specific interactive exercises
  • The sustainable livelihoods framework and how to use it to build individual assets and overcome challenges


  • Define what an asset is and review the five asset areas
  • Use the asset model to discover the assets participants already have
  • Discover how to solve a life challenge using the participants assets


  • Identify how needs, wants and spending habits affect a budget
  • Consider categories that make up a household budget
  • Determine methods to track expenses, spend less and build savings.


  • Identify personal needs and preferences for banking products and features
  • Outline how to select banking products and resources that meet participant needs
  • List ways to use bank features safely, efficiently and at a lower cost.


  • Outline the basics of how credit works
  • Determine how to apply for credit and read a credit report
  • List different forms of credit along with strategies for building or rebuilding credit.


  • Define consumerism and its effects
  • Recognize advertising and how it works
  • List tips and strategies to control consumerism and spend less money.

Course outline

To view the in-person agenda, please click here.

What is included within the Financial Literacy Training?

In person training:

Intensive two-day facilitation training on the five core workshops

You will receive:

  1. Intensive two-day facilitation training on the five core workshops
  2. Facilitation skills based on adult learning principles
  3. Financial Literacy curriculum manual and resources, including facilitators’ guides and participant handouts
  4. Networking opportunities with other agencies serving people living on low incomes
  5. 13 hours of continuing education

You & your organization will:

  • Build expertise in the sustainable livelihoods approach to poverty reduction
  • Build the in-house capacity to provide money management education for your participants
  • Enjoy the flexibility to work through each topic at a pace that works for your participants

How much does training cost?

The cost to attend the Momentum on-site training for non-profit and other community-based agencies is  $175/staff person. This includes all materials and the license to use and distribute Momentum’s copyrighted curriculum by trained staff.

Fill out the form below or contact us at 403-204-2674 or to register for the on-site training or to discuss private delivery for your organization.

Who is this training for?

The training is for staff (social workers, social service professionals and health care professionals) who are working with people facing barriers and living on a low income. The training is at a beginner level covering foundational financial literacy topics. No prior experience in finances is necessary.

How long is the training?

The in-person, 2-day course runs for 7.5 hours each.

Certificates of completion and continuing education credits will be awarded on the last day of training for all those who have attended the scheduled training days: 2 full days (in-person training) and 4x 3 hours training sessions (online live training*).

Momentum Community Economic Development Society, provider #1535, is approved to offer social work continuing education by the Association of Social Work Boards (ASWB) Approved Continuing Education (ACE) Program. Organizations, not individual courses, are approved as ACE providers. The provincial regulatory board has the final authority to determine whether an individual course may be accepted for continuing education credit. Momentum Community Economic Development Society maintains responsibility for this course. ACE provider approval period: 8/25/21-8/25/24. Social workers participating in this course will receive 11 continuing education clock hours.

About the trainer

Jodie Moffatt is a Financial Literacy Trainer at Momentum. Through her role in Momentum’s Financial Empowerment department, Jodie leads the facilitator lead and on-demand Money Management delivery systems as well as the Financial Literacy Training initiative. Jodie is an RSW and has many years of experience working with vulnerable populations.


Fill out the form below, call 403-204-2674 or email for more information or to address any special needs or accommodations.

Cancellation Policy

Cancellation must be received within 10 business days prior to course start for full refund.

Questions or Concerns?

If concerns arise during your Financial Literacy Training course, please contact 403-204-2674 or

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