Category: Money Management

Birthing bigger dreams

Amber and Anna at SC Grad

Giving birth isn’t easy. Whether it’s giving birth to a child or a dream, unexpected struggles can hit anytime. Amber found this to be especially true when she developed diabetes type 1 shortly after she had her first child. “When you’re pregnant, you don’t envision having to now also pay for insulin, medical supplies, and additional health services for yourself,” she explains. Familiar with living… Read more

How much do you really need for baby’s first year?

So, you are expecting! And in that anticipation, one can’t help but wonder how much is this really going to cost me? There are a lot of numbers out there, that tell you that you need a certain amount of money. The truth is that you need a whole lot less than you think. Let’s talk about the hit to your income. If you qualify… Read more

How Tara found her way to save

Tara was a “willy nilly” spender. “I felt bad every time I went to the salon and got my hair done. It felt and looked better, but I always wondered if there would be enough money left for the necessities.” When Tara learned about budgeting, it was helpful to learn that she didn’t need to feel guilty about getting her hair done if she made… Read more

Planning a Wedding and Staying on Budget

It’s wedding season! It’s so easy to get caught up in the romance of the event and not think about the costs. Here are some tips to keep you on track while on your journey to the altar. Decide on a Budget First, decide what you can afford and stick to it. Here are some ideas on the percentages for some elements of a wedding:… Read more

Building Assets

I am the mother of two boys. They are both adults now, but it wasn’t so long ago they were children. Or it doesn’t seem that long ago anyway. Like all parents I wanted them to have opportunities in their futures. The opportunity to concentrate on school, attend post secondary, get a job. There are many ways my partner and I went about trying to… Read more

Summer Money Camps

Summer Money Camp? You bet! These days, there are a myriad of options for different camps for kids – from filmmaking to flute-playing to science and singing! And within that suite of choices, there are even camps about money! While learning about finances and money may not be the first choice on your child’s summer to-do list, perhaps it should be. Experts and research indicate… Read more

YOU Should be the Boss of YOUR Money!

Sometimes we think “it’s not worth the time” or “it’s only a few dollars” when it comes to changing behaviours around saving money. But with a little effort here and there, we can accumulate huge savings that could be better spent paying off debt, investing, or adding to our emergency fund. Here are a few examples of small changes we can make that add up… Read more

Owen Hart Home Owners Program Accepting Applications

Do you want to own your own home, but feel your income and expenses get in the way? The Owen Hart Home Owners program has helped more than 100 families purchase their own home. The Owen Hart Home Owners Program is a free program that offers people living in low-income situations the opportunity to save for a down payment for a home and helps develop… Read more